Finding the right loan for you is what we do best. Our pre-qualification process can help you determine your best loan choice.

The 123’s of loan processing begins with good pre-qualification information. You will be asked to provide the following information:

  1. Last 2 years W-2’s (if self-employed provide the last 2 yrs. tax returns and YTD P&L)
  2. Copies of paycheck stubs that cover the last 30 days.
  3. Last two months bank statements on all open accounts.
  4. Bankruptcy discharge papers, if applicable.
  5. Divorce decree, if applicable.
  6. Written explanation on all past delinquent accounts, collections, and judgments.

Benefits of Pre-Qualification:

  1. Know the amount of money you can borrow
  2. Determine the maximum house you can buy
  3. Don’t waste time looking for properties you can’t afford
  4. Be a stronger negotiator with the seller because your loan is already approved
  5. No chance of deal falling through due to financial qualifications
  6. Helps you close quickly