The Most Trusted Name In
Lending Since 1998
At Cambridge Mortgage, Inc., our services and loan programs are designed to meet your specific needs. Our continued success and repeat business are the result of ensuring that the home financing process runs smoothly from pre-qualification to closing.
Convenient Office Hours:
From our hands-on personal assistance to our unique loan programs, you will find many reasons why Cambridge Mortgage, Inc. is right for you. Our staff is ready and excited to assist you today.
No application fee
Streamlined application process
A variety of loans
One-stop shopping, from pre-qualification to closing
If you are considering purchasing a home in the future something to think about is your Down Payment. Not all loan programs require a down payment like USDA and VA which are 100% financing or FHA where the down payment can be a gift from family, but if you are going to put money down then something to keep in mind is “seasoning” (keeping money in your bank account for a specific period of time) the funds currently in your Savings or Checking account.
A major component in the approval process when purchasing a home or refinancing a mortgage is your Credit Score. Ideally you would want to have a score in the 700’s for best case pricing on interest rates but some loan programs will go down to scores as low as 580.
When purchasing a home your lender will need to verify what your income is and how long you have been working for your employer. This is done by looking over your pay stubs, W2’s/Tax Returns, and a Verification of Employment.
Before you start to look at homes for sale save yourself and your real estate agent some time and speak with a loan officer to ensure you know exactly how much of a house you can afford. By spending a short amount of time working with a loan officer to review your credit scores and income you will be able to know exactly what you are comfortable with spending on your mortgage payment.
Kristy Bogle Holder
“A huge thank you to Lynn and Bobby! Despite many issues with the completion of my home, you guys were there to help me through the process, explain every detail, and were unbelievably responsive!!! I appreciate your partnership in this journey! You made it very easy for me!!!”
Another great experience! I contacted Lynn at Cambridge Mortgage about doing a cash out refi on our home. The process started immediately and I pretty much had all the numbers and potential closing date in less than 24 hours. Everything went smooth and Lynn kept us informed during the entire process. I never dreamed that everything would go so easy. I would highly recommend Lynn and Cambridge Mortgage to anyone with real estate financing needs.
My husband and I are both freelance/self-employed . . . and I can’t tell you how much banks don’t like us right now. But we closed our re-fi last week thanks to Lynn and all her hard work! She got us a great rate and our final payment was lower than our initial quote, too. I cannot recommend her highly enough! Just call her. 🙂
Lynn and her staff was very professional, helpful, and efficient our process went very smoothly and quickly. I would certainly recommend Cambridge Mortgage to all my friends and associates.
Excellant service and follow up! Lynn was extremely helpful and professional through out the entire process. She stayed on top of any issues that arose, kept us informed and was a pleasure to work with. Lynn has my highest recommendation!
Very helpful, dependable, always return calls or any type of contact in a timely manner, I always felt like I mattered to them. Lynn always seem to be looking out for my best interest. Gave me suggestions on things to look for and be on the watch for.
Portland TN Refinance
Outstanding work performed by the Kostadine team. My refinance was expedited accurately and efficiently. I highly recommend this group to all in need of refinance.
Lynn Konstantine is the best
Lynn made me feel as if i was her only client. She worked tirelessly to get me in my home. If i had questions or concerns she was always reachable by phone or email. Even on weekends and holidays. Lynn made me feel like not only a valued customer but a friend as well.
Tucker002 from Hartsville, TN
Best part of my whole deal!!
I got refered to cambridge morgage by a friend, I am ever so greatful. Lynn and Bobby were absolutly amazing! They explained, helped, and worked hard to make sure i was taken care of. My deal turned out to be out of the ordinary, and they helped me through every step! Will most definitely use them if I ever buy another house or refinance.
Tiaray1172 from Gallatin, TN
This is the second time we’ve gone through Lynn to get financing for a new home. She has the resources and know-how to make everything flow as smoothly as possible. We highly recommend Lynn and Cambridge Mortgage!
Jnfox from Gallatin, TN
Lynn with Cambridge Mortgage was fabulous to work with. My loan was a bit complicated but Lynn was patient and helpful through it all. I actually wasn’t sure if i would qualify for a loan and was more calling her to find out what i needed to do to be in a better postion to refi my house. She helped my get all my ducks in a row. I really couldn’t have asked for a better lender.
Kmejia from Nashville, TN
Perfect for First-Time Home Buyer
I was a single, first-time home buyer in my early twenties, and Lynn was the perfect choice for my lender! She thoroughly explained each step I needed to take as well as all of the options I had. Lynn was patient, engaged, and answered all of my questions as she walked me through the process of buying my first home. She quickly completed the steps required of her and worked very well with other parties involved in my home buying process (real estate agent, insurance company, etc.). I plan on working with Lynn again in the future and highly recommend her to my family and friends.
Kelsey from Baxter, TN
Above and Beyond Every Step of the Way
I could not possibly be more pleased with my lending experience with Cambridge Mortgage and Lynn specifically. Every step of the way she kept me up to date on the entire process. She let me know what to expect, and there were never any surprises in the process on our end. When there was a hiccup in the process with the buyer or my home, Lynn was able to keep everything running smoothly, and we were still able to purchase our dream home. I have already, and will continue to, recommend Cambridge to everyone I know searching for a wonderful lender.
Kelly W. from Hendersonville, TN
Quick and easy process!
Mrs. Lynn and Bobby were so wonderful to work with. We did a home refinance and it was less than 30 days to closing. They were so easy and quick! Mrs. Lynn kept us updated in our process which was comforting. Cambridge is the way to go!
Danyell S from Gallatin, TN
Lynn And her team are always amazing to work with. They go above and beyond to ensure that they have your best interests at heart. She is wonderfully quick and efficient, knowledgeable about the home purchase and mortgage refinance process. She will do everything within her power and knowledge and resource to ensure the best possible outcome. I’ll continue to be a loyal customer and friend as long as she is in business.
Jdmrn79 from Gallatin, TN
This is the 3rd time we have used Cambridge Mortgage for our mortgage needs, Lynn is absolutely amazing! She is always on top of everything we would need before we would need it so we could be ahead of the game and close on time. She has made every experience so much easier and handled everything she could to make it easier and quicker for us. I highly recommend using Cambridge Mortgage!
Ashley coley from Gallatin, TN
We have worked with Lynn several times. She is very thorough providing constant updates and communications. She makes the purchase or refinance process very easy. Always a pleasure to work with her.
user763223 from Hendersonville, TN
Fantastic company to work with
I had a great experience with Cambridge Mortgage Company. They wonderful to work with and went out of their way on numerous occasions to help me and explain the process to me. I couldn’t have asked for better!